






A frequent visitor to the Keys, I found it hard to leave. In 1996 I made my dream a reality
and became a permanent resident. I am living my dream. I am passionate about living and
working in Paradise. I've been successfully bringing buyers and sellers together since
1993.
The key to my success is honesty, integrity and hard work. I am focused, committed and
dedicated to my Real Estate career. I've organized my own rise to the top by taking a very
exciting approach. It involves using market knowledge, extensive personal marketing, a
full time personal assistant and technology to maximize my client's exposure with the use
of several of my personal websites. I stay in tune with continuing education and law
changes. I enjoy attending industry conventions and seminars. My positive approach, high
energy and a good winning attitude bring results. Whether you're a buyer or a seller let
my expertise work for you.
When I'm not busy working I enjoy fishing, diving, snorkeling and best of all the laid-back
island lifestyle that inspires me to help others with their dream in the Keys. Call Terry
today and get started on your dream! Hablo Español.

Kate Chapman
Jill Campbell
Terri Canto
Ronna Chappell
Stephanie Clark
I grew up in the Midwest and moved to south Florida in 1980. I have always wanted to live
on a tropical island and in 1999, my dreams came true. I was lucky enough to marry my
best friend Scott, whom happened to live on Plantation Key. What more could a girl ask
for, a great guy and living in Paradise!
I truly love the Keys lifestyle, it’s friendly, relaxed and fun. My husband, my dog ‘Bo’ and I
love to go boating, camping, fishing, diving, hiking and anything else that lets us
experience the great outdoors. We love the water, and for us, there is no better place in
the world to live and work than the Florida Keys. We both are hard working, and enjoy our
spectacular surroundings when the time is right.
When it comes to real estate, it’s my pleasure to give my very best effort to each and
every transaction. I wish to keep all of my customers for life, and to have those
customers refer their friends and family to me. The only way that is possible in my book, is
to make each transaction go as smooth as possible. After all, everyone that sells or
purchases a property is spending a lot of money. I feel that every client deserves to enter
into each transaction well educated on our special real estate market, and receive top
quality service. Attention to detail and communication are my strong points, and I am
always looking to improve all aspects of my personal service to the client.
Are you thinking of buying or selling real estate? Real estate can be profitable,
challenging, exciting, and gratifying. Why not start off on the right foot? Call me today! I
want to be your Realtor®.

Annie Collins
Tobe Creed
Mari Crossen Joiner
Florida Keys Resident since 1980
Florida Realtor since 2000
Bachelor of Science in Community Development,
Penn State University
Licensed Community Association Manager (C.A.M.)
At Home With Diversity, FAR Designation
Member of Florida Association of Realtors since 2000
Member of National Association of Realtors since 2000
Multiple Listing Service (MLS) President 2002, President Elect 2001, Treasurer
2000, Past President 2003
Propery Manager 1996 to 2000
Founding Member of Florida Keys Orchid, Fern & Bromiliad Society
Award winning Bonefisher !


Born in Plymouth, Massachusetts, Kate spent summers at the beach and winters in
hibernation. After earning degrees in psychology, criminal justice, and education, she
decided it was time to pursue a career where the summer sun shines warmly all year long.
Upon arrival in Marathon, Kate spent five years as a marine mammal educator and dolphin
trainer. It was a rewarding career and when it was time to move onto another adventure,
she chose real estate. Kate found her piece of paradise in the Keys and looks forward to
a long career, helping buyers and sellers in this very unique environment


SERVICE IS MY CREED
I specialize in waterfront homes, large and small, duplexes and condos in the Fabulous
Florida Keys. Should you need a home for just your boat, I have great knowledge about
dockominiums throughout the Keys. I treat my customers with the utmost respect and
have a fine ear for Buyers’ needs and wants to find the Home of their Dreams in the
Keys. For Sellers, I’ll educate you about the market, comparative properties and how to
price your home. I’ll stage everything for before, during and after the process for a
smooth and speedy sale. Remember, “If you are lucky enough to live in the Florida Keys,
you are lucky enough.”
Real Estate Agents - Key Largo - Florida Keys
The information on this site is provided solely for informational purposes and does not constitute an offer to
sell, rent, or advertise real estate. Information on this site is deemed reliable but not guaranteed and should be
independently verified. Information on this site was either directly given to the owner of the site or obtained
through website searches and individual real estate agents' websites.
The Only complete listing of Florida Keys Real Estate Agents on the Internet! Find your perfect Florida Keys Realtor®!



EXPERIENCE - With the kind of know-how that comes from 16 years of successfully
managing, renting & selling real estate, Annie can handle the intricacies of any real estate
transaction. Combined with her insight into the Upper Keys community, Annie has become
our local expert at putting together smooth, trouble-free transactions - and lots of them!
COMMITMENT - To do an even better job for her clients and to stay ahead in a very
competitive field, Annie continues to attend real estate seminars and classes. Annie has
assembled a dynamic group of management & sales partners to offer a team presence to
better serve all your real estate needs.
HARD WORK - Annie is a dynamo, working full time (and then some) at her profession.
Clients can always count on a quick and helpful response.
ENTHUSIASM - You will be hard-pressed to find a Realtor with a more enthusiastic or
positive attitude. Annie loves what she does...and it shows!
INTEGRITY - Quote - People are trusting me with one of their single most valuable assets. It
is a responsibility I take very seriously. I give 110% because I know their success is my
success.